COGNITO UPDATES

Terms of Service

Your agreement with us. Please read these terms carefully before using our services.

Last Updated: November 21, 2025

Welcome to Cognito Updates ("we," "our," "us"). By accessing or using our website or participating in our Discord community, you agree to these Terms of Service ("Terms"). Please read them carefully.

1

Acceptance of Terms

By using our website, Discord group, or any related services ("Services"), you confirm that you are at least 13 years old and capable of agreeing to these Terms. If you do not agree, do not use our Services.

2

No Financial Advice

All content provided by Cognito Updates—including posts, messages, discussions, and shared resources—is for informational and entertainment purposes only.

⚠️ Important Disclaimer

  • Nothing provided through our Services constitutes financial, investment, legal, or professional advice.
  • You should not rely on any information from us to make financial decisions. Always conduct your own research or consult a licensed professional.
  • We are not liable for any financial losses or decisions made based on content from our website or Discord.
3

User Conduct

Users agree NOT to:

  • Harass, threaten, or abuse other members
  • Share harmful, illegal, or malicious content
  • Impersonate staff or other members
  • Distribute spam or unsolicited advertising
  • Attempt to hack, disrupt, or misuse our Services

We reserve the right to moderate, remove content, or ban members who violate these rules.

4

Content Ownership

  • Content you submit remains your property.
  • By posting in our Services, you grant us a non-exclusive license to display and store your content as needed for community operation.
  • We may remove any content at our discretion.
5

Privacy

We do not sell or misuse your personal information. However, platforms like Discord have their own privacy policies. Please review those separately.

6

Changes to These Terms

We may update these Terms occasionally. Continued use of our Services after updates means you accept the revised Terms.